Health care in the United States is expensive and health insurance is necessary to protect international students and scholars in case of serious problems. All Marquette international students with F-1 status and scholars with J-1 status and their dependents with J-2 status are required to have acceptable year-round health insurance coverage for their entire duration of stay.
Marquette University has established a health insurance plan for our international students and scholars and scholar dependents. The plan is underwritten by Nationwide Life Insurance Company and managed by American Management Advisors, Inc. (AMA). The Servicing Broker is Marsh. Enrollment in the plan, beginning with entry into the United States with a Marquette University Form I-20 or DS-2019, is mandatory.
Only students and scholars who have alternate health insurance coverage through a U.S. employer or government sponsor or through a parent or spouse employed in the U.S. can be exempt from the Marquette plan. Exemptions must be approved by the Office of International Education (OIE) in advance.
J-1 scholars and their J-2 dependents with alternate insurance must show proof of coverage for medical evacuation and repatriation. If coverage for medical evacuation and repatriation is not part of the alternate plan, the scholar and dependents will be enrolled by the OIE in a supplemental policy for this coverage and the scholar will be responsible for the cost.
A detailed description of the plan is available on the Marquette Risk Management website. (see the link entitled Mandatory International Student Insurance - Plan Brochure).
The plan does not include coverage for services of a Dentist, Optician or Optometrist.
Insurance Calendar and Enrollment:
Each insurance year begins on August 1 and ends on the following July 31. Enrollment periods for F-1 students are fall: August-December (for 5 months) and spring/summer: January-July (for 7 months).
Enrollment dates for scholars and their dependents coincide with their program dates in the U.S. Two weeks is the minimum enrollment period available for short-term scholars.
Student charges are added to their Bursar account for payment with fall and spring fees and can be viewed in CheckMarq.
Scholars are required to purchase their insurance and insurance for their dependents through the OIE by cash or check upon arrival.
Using the Insurance:
Insurance cards are sent by AMA to the students and scholars by U.S. mail. The insurance card should be presented whenever visiting a doctor. It should also be presented to the pharmacist when presenting a doctor’s written order to purchase medicine prescribed by the doctor.
Finding a Doctor:
Marquette University Medical Clinic (for Students Only)
Schroeder Health Complex, lower level
545 N. 15th St.
Milwaukee, WI 53233
Phone: 414-288-7184 Fax: 414-288-1664
Scholars and Dependents:
Find an off-campus doctor at: www.healtheos.com/index.cfm (choose Healtheos Network and then Healtheos).
For a listing of clinics open during non-business hours, see the Marquette University Medical Clinic website.
Questions about Coverage:
Questions about what the policy covers should be directed to the Servicing Broker, Marsh, at 1-877-249-7868 or contact OIE at 1-414-288-3216.
Changes in address as well as requests for replacement insurance cards can be done on the Marquette Risk Management website. Scroll down to the middle of the page just above the Student Health Insurance FAQs. (for address changes see: Click here to Change, Edit or Add your address for 2013-2014; for replacement insurance cards see: Click here to order a replacement ID card for 2013-2014)
Marquette students with family members having F-2 status may also enroll their family members in the Marquette plan. Enrollment forms are available on the Marquette Risk Management website (see Optional International Student Insurance - Dependent Enrollment Form).
OIE does not monitor the coverage of F-2 dependent enrollments; it is the responsibility of the F-1 student to maintain continuous enrollment of their F-2 dependents.
Claims are processed by Student Assurance Services, Inc. (SAS) and SAS provides the Explanation of Benefits (EOB). SAS may require a claim form if there are questions concerning a claim. Claim forms can be found on the SAS website.
Questions about a Claim:
Questions about claims should be directed to Kristen of SAS at 1-800-328-2739 x228 or contact OIE at 1-414-288-3216.
Coverage after Program End-Date:
Students may be eligible to continue enrollment in the international plan for a period of 90 days after the end of their coverage in the Marquette plan. The premium amount is $368 per month. To avoid a lapse in coverage, an insurance enrollment form must be submitted before the current coverage expires. Insurance enrollment forms for this continuation of coverage can be found on the Marquette Risk Management website (see Optional International Student Insurance - Post-graduation Continuation Form).